Quorum Credit UnionWORLD MASTERCARDRegistry illustration · issuer artwork unavailable
WORLD MASTERCARDQuorum Credit Union · federal credit union, NY · NCUA 22769
CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer · MastercardNetwork stated on issuer website
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Annual fee
a year
Foreign fee
—
Grace period
—
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | Quorum Mastercard Credit Cards come with rates as low as 11.40% APR*, no annual fees, no balance transfer fees, and rewards you'll actually use.QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Quorum Mastercard Credit Cards come with rates as low as 11.40% APR*, no annual fees, no balance transfer fees, and rewards you'll actually use.”QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | $0, Quorum Mastercard Credit Cards come with rates as low as 11.40% APR*, no annual fees, no balance transfer fees, and rewards you'll actually use.QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Quorum Mastercard Credit Cards come with rates as low as 11.40% APR*, no annual fees, no balance transfer fees, and rewards you'll actually use.”QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | up to $25 — Late Payment Fee:QUORUM · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | “Up to $25.00”QUORUM · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Returned payment | up to $25 — Returned Payment Fee:QUORUM · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | “Up to $25.00”QUORUM · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| RewardsNot disclosed | 1 point per $1. See source conditions for eligible purchases.QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “One point per dollar spent — redeem toward travel, merchandise, experiences, and cash”QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsRewards | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: travel, merchandise, experiences, cash. One point per dollar spent — redeem toward travel, merchandise, experiences, and cashQUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “One point per dollar spent — redeem toward travel, merchandise, experiences, and cash”QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |