Signature Rewards VisaRadifi Credit Union · federal credit union, FL · NCUA 340
CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Foreign fee
—
Grace period
—
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No annual feeRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No annual fees, no over limit fees, no minimum interest charges, and caps on cash advance fees.”RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Other fees | $0, No annual fees, no over limit fees, no minimum interest charges, and caps on cash advance fees.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No annual fees, no over limit fees, no minimum interest charges, and caps on cash advance fees.”RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup bonuspoints award | 15,000 points. Spend $1,500 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. Get 15,000 bonus pointsRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Get 15,000 bonus points”RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup source conditions | when you spend RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “when you spend”RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup source conditions | $1,500RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “$1,500”RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup source conditions | in the firstRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “in the first”RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup source conditions | 90 daysRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “90 days”RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup source conditions | of opening the credit card accountRADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “of opening the credit card account”RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| RewardsNot disclosed | 3 points per $1. See source conditions for eligible purchases.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn 3 points for every $1 spent at restaurants and entertainment merchants.”RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| RewardsNot disclosed | 2.5 points per $1. See source conditions for eligible purchases.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “: Earn 2.5 points per dollar spent at cruise line, boat rental and boat lease merchants.”RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsRewards | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn 3 points for every $1 spent at restaurants and entertainment merchants.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn 3 points for every $1 spent at restaurants and entertainment merchants.”RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsRewards | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. : Earn 2.5 points per dollar spent at cruise line, boat rental and boat lease merchants.RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “: Earn 2.5 points per dollar spent at cruise line, boat rental and boat lease merchants.”RADIFI · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |