Business Select MastercardRandolph-Brooks Credit Union · federal credit union, TX · NCUA 8111
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Business · MastercardNetwork stated on issuer website
Purchase APR
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfersintroductory rate first | 2.90%RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Membership eligibility required. Introductory rate is for new cardholders only. Credit cards are subject to credit approval. Program availability, rates and terms are subject to change. The 2.9% Annual Percentage Rate (APR) is a promotional rate for only Balance Transfers and Cash Advances made during the first 90 days your account is open. Purchases are not included. We will not charge you any i…”RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No Annual FeeRANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No Annual Fee”RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | 2% of the amount, % for a Business Select card based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. Cash-back rewards are not earned on Balance Transfers or Cash Advances. Balance Transfers may not be used to pay RBFCU accounts. A fee equivalent to 2% of the amount of each Cash Advance and Balance Transfer will be assessed. This will be charged separately from the amount of your Cash Advance or Balance Transfer request.RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “% for a Business Select card based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. Cash-back rewards are not earned on Balance Transfers or Cash Advances. Balance Transfers may not be used to pay RBFCU accounts. A fee equivalent to 2% of the amount of each Cash Advance and Balance Transfer will be assessed. This will be charged separately fr…”RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Balance transfer | 2% of the amount, % for a Business Select card based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. Cash-back rewards are not earned on Balance Transfers or Cash Advances. Balance Transfers may not be used to pay RBFCU accounts. A fee equivalent to 2% of the amount of each Cash Advance and Balance Transfer will be assessed. This will be charged separately from the amount of your Cash Advance or Balance Transfer request.RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “% for a Business Select card based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. Cash-back rewards are not earned on Balance Transfers or Cash Advances. Balance Transfers may not be used to pay RBFCU accounts. A fee equivalent to 2% of the amount of each Cash Advance and Balance Transfer will be assessed. This will be charged separately fr…”RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Other APRsoutside the standard boxes | 2.90%RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Membership eligibility required. Introductory rate is for new cardholders only. Credit cards are subject to credit approval. Program availability, rates and terms are subject to change. The 2.9% Annual Percentage Rate (APR) is a promotional rate for only Balance Transfers and Cash Advances made during the first 90 days your account is open. Purchases are not included. We will not charge you any i…”RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsBalance transfer · Introductory; Cash advance · Introductory | Membership eligibility required. Introductory rate is for new cardholders only. Credit cards are subject to credit approval. Program availability, rates and terms are subject to change. The 2.9% Annual Percentage Rate (APR) is a promotional rate for only Balance Transfers and Cash Advances made during the first 90 days your account is open. Purchases are not included. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on Cash Advances and Balance Transfers on the transaction date. Promotional rate balances will remain at 2.9% APR for twelve billing cycles starting from the date of the initial Balance Transfer or Cash Advance request. Beginning with the thirteenth billing cycle, any remaining balance will be repriced to an APR of RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Membership eligibility required. Introductory rate is for new cardholders only. Credit cards are subject to credit approval. Program availability, rates and terms are subject to change. The 2.9% Annual Percentage Rate (APR) is a promotional rate for only Balance Transfers and Cash Advances made during the first 90 days your account is open. Purchases are not included. We will not charge you any i…”RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 2% cash back. Payment timing is not disclosed. The RBFCU Business Select Mastercard will make your business more profitable when you earn unlimited 2% cash-back rewards on every purchase, every time. Plus, enjoy extra benefits including time-saving business-management tools, digital card management and peace of mind knowing we’re protecting you from identity theft and fraudulent purchases. The Business Select Mastercard includes:RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “The RBFCU Business Select Mastercard will make your business more profitable when you earn unlimited 2% cash-back rewards on every purchase, every time. Plus, enjoy extra benefits including time-saving business-management tools, digital card management and peace of mind knowing we’re protecting you from identity theft and fraudulent purchases. The Business Select Mastercard includes:”RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 2% cash back. Payment timing is not disclosed. Ideal for businesses that love unlimited 2% cash-back rewards on every purchase. RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Ideal for businesses that love unlimited 2% cash-back rewards on every purchase.”RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | Cash-back rewards are an enhancement to the RBFCU World Cash Back and Business Select Mastercard credit cards and may be discontinued at any time. Program availability, rates and terms are subject to change. The Cash-Back rewards program pays a reward for each qualified purchase completed with your Card. ATM withdrawals, Balance Transfers, Cash Advances, finance charges, fees and any other non-purchase transactions do not qualify for rewards. The cash-back rewards are redeemable online, and payment of the reward may be made as a statement credit. Cash-back rewards are forfeited if your Card is closed before redemption. We reserve the right to disqualify transactions that are not usual or customary and are apparently structured or intended to abuse the program. Abuse of the program may result in loss of rewards and Card privileges. We may add to, change, or delete any of the terms of this program or discontinue this program at any time at our sole and absolute discretion. RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Cash-back rewards are an enhancement to the RBFCU World Cash Back and Business Select Mastercard credit cards and may be discontinued at any time. Program availability, rates and terms are subject to change. The Cash-Back rewards program pays a reward for each qualified purchase completed with your Card. ATM withdrawals, Balance Transfers, Cash Advances, finance charges, fees and any other no…”RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |