Service Credit UnionVisa Signature Everyday EliteRegistry illustration · issuer artwork unavailable

Visa Signature Everyday EliteService Credit Union · federal credit union, MA · NCUA 24921

CurrentLast observed Oct 14, 2026Source date Dec 31, 2025Government datasetCredit card · Consumer · unsecured

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Purchase APR

17.65%–18%

great to poor

Balance transfer

—

Cash advance APR

17.65%–18%

variable

Annual fee

Use your points for travel, cash back, merchandise and more through uChoose Rewards®. With no annual fee** and no hidden APR spikes,** this card combines simplicity and elite-level value.

a year

Foreign fee

Grace period

25 days

from cycle close

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchasesintroductory rate first
Introductory	NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
Great credit	median 17.83%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
Good credit	median 18%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
Poor credit	median 18%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
All applicants	17.65%–18% variableConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
APR for balance transfers	NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
APR for cash advances
Great credit	median 17.65%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
Good credit	median 18%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
Poor credit	median 18%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
All applicants	17.65%–18% variableConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	25 days from the close of each billing cycle	—	—
Minimum interest charge	$15	—	—
How we calculate your balance	Average daily balance including new purchases	—	—
Annual fee	Use your points for travel, cash back, merchandise and more through uChoose Rewards®. With no annual fee and no hidden APR spikes, this card combines simplicity and elite-level value.SERVICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Use your points for travel, cash back, merchandise and more through uChoose Rewards®. With no annual fee and no hidden APR spikes, this card combines simplicity and elite-level value.”SERVICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
Penalty fees
First late fee	$20, $20 or the amount of the past due payment amount, whichever is less, if you are 15 or more days late in making a payment.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
Repeat late fee within six billing cycles	$20Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
Returned payment	$20, Annual Percentage Rates (APR) range from 11.90% to 18.00%; accurate as of 10/07/2026 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. Standard card replacement fee is $9. If expedited, card replacement fee is $75 in the U.S. and up to $150 overseas. There is a document copy fee of $15. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.SERVICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Annual Percentage Rates (APR) range from 11.90% to 18.00%; accurate as of 10/07/2026 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. Standard card replacement fee is $9. If exp…”SERVICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Other fees
Documentation	$15, Annual Percentage Rates (APR) range from 11.90% to 18.00%; accurate as of 10/07/2026 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. Standard card replacement fee is $9. If expedited, card replacement fee is $75 in the U.S. and up to $150 overseas. There is a document copy fee of $15. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.SERVICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Annual Percentage Rates (APR) range from 11.90% to 18.00%; accurate as of 10/07/2026 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. Standard card replacement fee is $9. If exp…”SERVICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
returned payment fee	$20, When a payment is returnedConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
card replacement fee	$9, to replace a cardConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
document copy fee	$15, to provide duplicate documentsConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
statement copy fee	$2, to proved duplicate statement copiesConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
Over limit	$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
Purchase transaction	$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026	—	Website
Replacement card	$9, Annual Percentage Rates (APR) range from 11.90% to 18.00%; accurate as of 10/07/2026 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. Standard card replacement fee is $9. If expedited, card replacement fee is $75 in the U.S. and up to $150 overseas. There is a document copy fee of $15. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.SERVICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Annual Percentage Rates (APR) range from 11.90% to 18.00%; accurate as of 10/07/2026 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. Standard card replacement fee is $9. If exp…”SERVICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Opening conditions	Annual Percentage Rates (APR) range from 11.90% to 18.00%; accurate as of 10/07/2026 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. Standard card replacement fee is $9. If expedited, card replacement fee is $75 in the U.S. and up to $150 overseas. There is a document copy fee of $15. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. SERVICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Annual Percentage Rates (APR) range from 11.90% to 18.00%; accurate as of 10/07/2026 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. Standard card replacement fee is $9. If exp…”SERVICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Signup bonuspoints award	15,000 points. Spend $1,500 on eligible purchases. Qualify within 60 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. Must be a member of SCU or eligible for membership with at least $5 in a Primary Savings account and a new Visa® Signature Everyday Elite Credit Card holder. To receive the 15,000 rewards points, you must make $1,500 or more in purchases within the first 60 days of account opening. The rewards points will be added to your uChoose Rewards points balance within 30 days after you reach the required purchase dollar amount. You must register for uChoose Rewards to redeem and use the points. Promotion subject to change or be canceled at any time without notice.SERVICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Must be a member of SCU or eligible for membership with at least $5 in a Primary Savings account and a new Visa® Signature Everyday Elite Credit Card holder. To receive the 15,000 rewards points, you must make $1,500 or more in purchases within the first 60 days of account opening. The rewards points will be added to your uChoose Rewards points balance within 30 days after you reach the required …”SERVICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
RewardsNot disclosed	1.5 points per $1. See source conditions for eligible purchases.SERVICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Looking for a card that turns everyday spending into serious rewards? The Service Credit Union Visa® Signature Everyday Elite Credit Card delivers 1.5 points per $1 spent.* Plus get 15,000 bonus points when you spend $1,500 in your first 60 days.*”SERVICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Rewards conditionsRewards	Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Looking for a card that turns everyday spending into serious rewards? The Service Credit Union Visa® Signature Everyday Elite Credit Card delivers 1.5 points per $1 spent.* Plus get 15,000 bonus points when you spend $1,500 in your first 60 days.*SERVICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Looking for a card that turns everyday spending into serious rewards? The Service Credit Union Visa® Signature Everyday Elite Credit Card delivers 1.5 points per $1 spent.* Plus get 15,000 bonus points when you spend $1,500 in your first 60 days.*”SERVICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website

FM25-04e.w Visa Disclosurepage 1 of 8

CONSUMER CREDIT CARD AGREEMENT AND DISCLOSURE

VISA

This Consumer Credit Card Agreement and Disclosure together with the Account Opening Disclosure and any other Account opening documents or any subsequent documents provided to You related to this Account (hereinafter collectively referred to as 'Agreement') govern the terms and conditions of this Account. 'We,' 'Us,' 'Our' and 'Ours' and 'Credit Union' refers to Service Federal Credit Union with which this Agreement is made. 'You,' 'Your,' and 'Yours' refers to each applicant and co-applicant for the Account; any person responsible for paying the Account; and anyone You authorize to use, access or service the Account. "Card" means the Visa® credit card and any other access devices, duplicates, renewals, or substitutions, including convenience checks, the Credit Union issues to You. "Account" means the line of credit established by this Agreement and includes Your Card.

SECURITY INTEREST

You grant the Credit Union a security interest under the Uniform Commercial Code and under any common law rights the Credit Union may have in any goods You purchase.

If You give the Credit Union a specific pledge of shares by signing a separate pledge of shares, Your pledged shares will secure Your Account. You may not withdraw amounts that have been specifically pledged to secure Your Account until the Credit Union agrees to release all or part of the pledged amount.

You grant Us a security interest in all individual and joint share and/or deposit accounts You have with Us now and in the future to secure Your credit card Account. Shares and deposits in an IRA or any other account that would lose special tax treatment under state or federal law if given as security are not subject to the security interest You have given in Your shares and deposits. You may withdraw these other shares unless You are in default. When You are in default, You authorize Us to apply the balance in these accounts to any amounts due. For example, if You have an unpaid credit card balance, You agree We may use funds in Your account(s) to pay any or all of the unpaid balance.

Unless otherwise prohibited by federal and/or state law, collateral securing other loans You have with the Credit Union may also secure this loan, except that a dwelling will never be considered as security for this Account, notwithstanding anything to the contrary in any other Agreement.

USING YOUR ACCOUNT -By using the Account or keeping the Card, You agree to the terms of this Agreement. You agree to use Your Account in accordance with this Agreement. Your Account must only be used for lawful transactions.

CREDIT LIMIT -We may establish a credit limit as part of this Agreement, which You promise not to exceed. If You exceed the credit limit, You promise to repay immediately the amount which exceeds the credit limit, including amounts due to finance charges, fees or other charges. You may request a credit limit increase on Your Account only by a method acceptable to the Credit Union. We may increase or decrease Your credit limit, refuse to make an advance and/or terminate Your Account at any time for any reason permitted by law.

CONVENIENCE CHECKS -We may, from time to time, issue convenience checks to You that may be drawn on Your Account. Convenience checks may not be used to make a payment on Your Account. If You use a convenience check, it will be posted to Your Account as a cash advance. We reserve the right to refuse to pay a convenience check drawn on Your Account for any reason and such refusal shall not constitute wrongful dishonor. You may request that We stop the payment of a convenience check drawn on Your Account. You agree to pay any fee as identified in this Agreement imposed to stop a payment on a convenience check issued on Your Account. You may make a stop payment request orally, if permitted, or in writing. Your request must be made with sufficient time in advance of the presentment of the check for payment to give Us a reasonable opportunity to act on Your request. In addition, Your request must accurately describe the check including the exact Account number, the payee, any check number that may be applicable, and the exact amount of the check. If permitted, You may make a stop payment request orally but such a request will expire after 14 days unless You confirm Your request in writing within that time. Written stop payment orders are effective

1 2 3 4 5 6 7 8No page of this document is cited by this card

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

SERVICE
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:905917b9cab8e4de5e1d5bcfbca7c03c9586c6fbe85ad2c698b6cecfbc2e70df
“Use your points for travel, cash back, merchandise and more through uChoose Rewards®. With no annual fee** and no hidden APR spikes,** this card combines simplicity and elite-level value.”
Open source link ↗
SERVICE
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:905917b9cab8e4de5e1d5bcfbca7c03c9586c6fbe85ad2c698b6cecfbc2e70df
“Annual Percentage Rates (APR) range from 11.90% to 18.00%; accurate as of 10/07/2026 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. Standard card replacement fee is $9. If exp…”
Open source link ↗
SERVICE
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:905917b9cab8e4de5e1d5bcfbca7c03c9586c6fbe85ad2c698b6cecfbc2e70df
“Must be a member of SCU or eligible for membership with at least $5 in a Primary Savings account and a new Visa® Signature Everyday Elite Credit Card holder. To receive the 15,000 rewards points, you must make $1,500 or more in purchases within the first 60 days of account opening. The rewards points will be added to your uChoose Rewards points balance within 30 days after you reach the required …”
Open source link ↗
SERVICE
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:905917b9cab8e4de5e1d5bcfbca7c03c9586c6fbe85ad2c698b6cecfbc2e70df
“Looking for a card that turns everyday spending into serious rewards? The Service Credit Union Visa® Signature Everyday Elite Credit Card delivers 1.5 points per $1 spent.* Plus get 15,000 bonus points when you spend $1,500 in your first 60 days.*”
Open source link ↗
SERVICE
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:c3283c0b5b5a4893228ffeb314789ff5857fb07e68c45c29f95124f8929390e1
“Annual Percentage Rates (APR) range from 11.90% to 18.00%; accurate as of 10/07/2026 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. Standard card replacement fee is $9. If exp…”
Open source link ↗
SERVICE
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:905917b9cab8e4de5e1d5bcfbca7c03c9586c6fbe85ad2c698b6cecfbc2e70df
“Annual Percentage Rates (APR) range from 11.90% to 18.00%; accurate as of 10/07/2026 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. Standard card replacement fee is $9. If exp…”
Additional source detail; structured values remain unknown. APR disclosure retained without a supplied capture date; effective date is not inferred.
Open source link ↗
SERVICE
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:c3283c0b5b5a4893228ffeb314789ff5857fb07e68c45c29f95124f8929390e1
“17.90% - 18.00% APR*”
Additional source detail; structured values remain unknown. APR passage retained; the supplied inputs do not provide the original capture date required to qualify a typed APR.
Open source link ↗

CFPB survey — historical cohort statistics

Reported medians describe observed cohorts at the survey date; they are not contractual APR ranges.

Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Balance Transfer Offered?
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Advance APR max, Advance APR median, Advance APR min, Cash Advance APR Offered?, Purchase APR Index, Variable Rate Index
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Advance APR good, Cash Advance APR Offered?, Purchase APR Index, Variable Rate Index
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Advance APR great, Cash Advance APR Offered?, Purchase APR Index, Variable Rate Index
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Advance APR poor, Cash Advance APR Offered?, Purchase APR Index, Variable Rate Index
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Introductory APR Offered?
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Purchase APR Index, Purchase APR Offered?, Purchase APR max, Purchase APR median, Purchase APR min, Variable Rate Index
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Purchase APR Index, Purchase APR Offered?, Purchase APR good, Variable Rate Index
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Purchase APR Index, Purchase APR Offered?, Purchase APR great, Variable Rate Index
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Purchase APR Index, Purchase APR Offered?, Purchase APR poor, Variable Rate Index
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Foreign Transaction Fee ($), Foreign Transaction Fee (%), Foreign Transaction Fee Calculation, Foreign Transaction Fees Types, Foreign Transaction Fees?, Minimum Foreign Transaction Fee Amount
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Late Fee ($), Late Fee Policy Details, Late Fee Types, Late Fees?
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Late Fee Six Month Billing Cycle
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Other Fee Amount, Other Fee Explanation, Other Fee Name
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Other Fee Amount 2, Other Fee Explanation 2, Other Fee Name 2
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Other Fee Amount 3, Other Fee Explanation 3, Other Fee Name 3
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Other Fee Amount 4, Other Fee Explanation 4, Other Fee Name 4
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Over Limit Fee ($), Over Limit Fee Types, Over Limit Fees?, Overlimit Fee Detail
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Minimum Purchase Transaction Fee Amount, Purchase Transaction Fee ($), Purchase Transaction Fee (%), Purchase Transaction Fee Calculation, Purchase Transaction Fee Type, Purchase Transaction Fees
Read exact source ↗
Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Oct 4, 2026 · record cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb
Fields: Annual Fee, Balance Computation Method, Balance Computation Method Details, Balance Transfer Grace Period, Card Features, Contact Information Types, Fee Explanation, Fee Varies?, Grace Period, Grace Period Offered?, Institution Name, Issued by Top 25 Institution, Minimum Finance Charge (Dollars), Minimum Finance Charge?, Monthly Fee, Periodic Fee Type, Periodic max, Periodic min, Product Name, Report Date, Requirements for Opening, Secured Card, Targeted Credit Tiers, Telephone Number for Consumers, Website for Consumer, Weekly Fee
Read exact source ↗

CFPB Good (620–719) and Great (720+) definitions ↗

History

dates on sources or when they were captured

Oct 14, 2026: Annual fee, Documentation fee, Replacement card fee, Returned payment fee, Rewards, Signup bonus
Dec 31, 2025: Balance transfer APR, Balance transfer terms, Card terms, Cash advance APR, Foreign transaction fee, Late payment fee, Other fee, Over limit fee, Purchase APR, Purchase transaction fee

Offered through: Service Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 24921
Branches: 54 in MA, ND, NH
Sources: Government dataset · 2 documents · 0 pages cited

Documents

FM25-04e.w Visa Disclosureeffective date not parsedName declaration: Visa Signature Everyday Elite · page 7
Visa Credit Card Agreement and Disclosureseffective date not parsedName declaration: Visa Signature Everyday Elite · page 7

Visa Signature Everyday EliteService Credit Union · federal credit union, MA · NCUA 24921

Rates and fees