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Banking RegistryReal data. Clear answers.Data as of Oct 14, 2026
Spirit of Alaska Credit UnionBusiness Visa PlatinumRegistry illustration · issuer artwork unavailable

Business Visa PlatinumSpirit of Alaska Credit Union · federal credit union, AK · NCUA 13583

CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Business · VisaNetwork stated on issuer website
Purchase APR
fixed
Balance transfer
—
Cash advance APR
fixed
Annual fee
—
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchasesfrom 9.99%SPIRIT OF ALASKA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Our competitive, fixed interest rates start out at just 9.99% APR*”SPIRIT OF ALASKA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfers—no source read
APR for cash advancesfrom 9.99%SPIRIT OF ALASKA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Our competitive, fixed interest rates start out at just 9.99% APR*”SPIRIT OF ALASKA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee—no source read
Transaction fees
Cash advance$0, Need a cash advance? No problem! With no fees on your advance, we offer this benefit at the same interest rate as purchases. Our Visa cards are easy to access and manage 24/7 through our online banking systems.SPIRIT OF ALASKA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Need a cash advance? No problem! With no fees on your advance, we offer this benefit at the same interest rate as purchases. Our Visa cards are easy to access and manage 24/7 through our online banking systems.”SPIRIT OF ALASKA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
APR qualificationsCash advance · Regular; Purchase · RegularOur competitive, fixed interest rates start out at just 9.99% APR*SPIRIT OF ALASKA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Our competitive, fixed interest rates start out at just 9.99% APR*”SPIRIT OF ALASKA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website