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Spirit of Alaska Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | from 9.99%SPIRIT OF ALASKA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | — | |
| APR for cash advances | from 9.99%SPIRIT OF ALASKA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | — | |
| Transaction fees | ||
| Cash advance | $0, Need a cash advance? No problem! With no fees on your advance, we offer this benefit at the same interest rate as purchases. Our Visa cards are easy to access and manage 24/7 through our online banking systems.SPIRIT OF ALASKA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsCash advance · Regular; Purchase · Regular | Our competitive, fixed interest rates start out at just 9.99% APR*SPIRIT OF ALASKA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |