Clear 1000TD Bank · N bank, CT · FDIC 18409

CurrentLast observed Aug 31, 2026Source date Dec 31, 2025Government datasetCredit card · Consumer · unsecuredFiled as “TD Clear 1000”

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Purchase APR

—

Balance transfer

fixed

Cash advance APR

fixed

Annual fee

$10

a year

Foreign fee

Grace period

Not offered

from cycle close

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchasesintroductory rate first
Introductory	NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026	—	Website
	NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026	—	Website
APR for balance transfers	0%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026	—	Website
APR for cash advances	0%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026	—	Website
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	Not offered from the close of each billing cycle	—	—
How we calculate your balance	Other	—	—
Annual fee	$10Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026	—	Website
Transaction fees
Cash advance	$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026	—	Website
Balance transfer	$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026	—	Website
Foreign transaction	$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026	—	Website
Penalty fees
Late payment	$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026	—	Website
Returned payment	—	no source read
Other fees
Monthly Membership Fee	$10, Your account has a Monthly Membership Fee that will be billed to your account each month as a charge, whether or not you use your account, and applied against your available credit like other charges. The Monthly Membership Fee amount is listed in the FeeConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026	—	Website
Over limit	$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026	—	Website
Purchase transaction	$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026	—	Website
Balance transfer terms	NoConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026	—	Website

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

CFPB survey — historical cohort statistics

Reported medians describe observed cohorts at the survey date; they are not contractual APR ranges.

Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Aug 31, 2026 · record cfpb:tccp:2025-12-31:td-bank-national-association:td-clear-1000
Fields: Balance Transfer Offered?, Index, Purchase APR Index, Transfer APR max, Transfer APR median, Transfer APR min
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Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Aug 31, 2026 · record cfpb:tccp:2025-12-31:td-bank-national-association:td-clear-1000
Fields: Advance APR max, Advance APR median, Advance APR min, Cash Advance APR Offered?, Index, Purchase APR Index
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Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Aug 31, 2026 · record cfpb:tccp:2025-12-31:td-bank-national-association:td-clear-1000
Fields: Introductory APR Offered?
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Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Aug 31, 2026 · record cfpb:tccp:2025-12-31:td-bank-national-association:td-clear-1000
Fields: Purchase APR Offered?
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Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Aug 31, 2026 · record cfpb:tccp:2025-12-31:td-bank-national-association:td-clear-1000
Fields: Annual Fee, Balance Computation Method, Balance Computation Method Details, Balance Transfer Grace Period, Card Features, Contact Information Types, Fee Explanation, Fee Varies?, Grace Period, Grace Period Offered?, Institution Name, Issued by Top 25 Institution, Minimum Finance Charge (Dollars), Minimum Finance Charge?, Monthly Fee, Periodic Fee Type, Periodic max, Periodic min, Product Name, Report Date, Requirements for Opening, Secured Card, Targeted Credit Tiers, Telephone Number for Consumers, Website for Consumer, Weekly Fee
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Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Aug 31, 2026 · record cfpb:tccp:2025-12-31:td-bank-national-association:td-clear-1000
Fields: Balance Transfer Fee ($), Balance Transfer Fee (%), Balance Transfer Fee Calculation, Balance Transfer Fee Types, Balance Transfer Fees?, Minimum Balance Transfer Fee Amount
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Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Aug 31, 2026 · record cfpb:tccp:2025-12-31:td-bank-national-association:td-clear-1000
Fields: Cash Advance Fee ($), Cash Advance Fee (%), Cash Advance Fee Calculation, Cash Advance Fee Types, Cash Advance Fees?, Minimum Cash Advance Fee Amount
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Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Aug 31, 2026 · record cfpb:tccp:2025-12-31:td-bank-national-association:td-clear-1000
Fields: Foreign Transaction Fee ($), Foreign Transaction Fee (%), Foreign Transaction Fee Calculation, Foreign Transaction Fees Types, Foreign Transaction Fees?, Minimum Foreign Transaction Fee Amount
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Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Aug 31, 2026 · record cfpb:tccp:2025-12-31:td-bank-national-association:td-clear-1000
Fields: Late Fee ($), Late Fee Policy Details, Late Fee Types, Late Fees?
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Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Aug 31, 2026 · record cfpb:tccp:2025-12-31:td-bank-national-association:td-clear-1000
Fields: Other Fee Amount, Other Fee Explanation, Other Fee Name
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Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Aug 31, 2026 · record cfpb:tccp:2025-12-31:td-bank-national-association:td-clear-1000
Fields: Over Limit Fee ($), Over Limit Fee Types, Over Limit Fees?, Overlimit Fee Detail
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Consumer Financial Protection Bureau
Report Date Dec 31, 2025 · Captured Aug 31, 2026 · record cfpb:tccp:2025-12-31:td-bank-national-association:td-clear-1000
Fields: Minimum Purchase Transaction Fee Amount, Purchase Transaction Fee ($), Purchase Transaction Fee (%), Purchase Transaction Fee Calculation, Purchase Transaction Fee Type, Purchase Transaction Fees
Read exact source ↗

CFPB Good (620–719) and Great (720+) definitions ↗

History

dates on sources or when they were captured

Dec 31, 2025: Annual fee, Balance transfer APR, Balance transfer fee, Balance transfer terms, Card terms, Cash advance APR, Cash advance fee, Foreign transaction fee, Late payment fee, Other fee, Over limit fee, Purchase APR, Purchase transaction fee

Offered through: TD Bank
Legal issuer: Not established by retained evidence
Regulator: FDIC certificate 18409
Branches: 1,051 in CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
Sources: Government dataset · 1 document · 0 pages cited

Documents

2026.01.22 OCMS 00254173 CMA TD Clear 1000effective date not parsed

Clear 1000TD Bank · N bank, CT · FDIC 18409

Rates and fees