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TD Bank
| Term | Value | Source |
|---|---|---|
| APR for purchasesintroductory rate first | ||
| Introductory | NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website | |
| APR for balance transfers | 0%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| APR for cash advances | 0%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | Not offered from the close of each billing cycle | — |
| How we calculate your balance | Other | — |
| Annual fee | $10Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Transaction fees | ||
| Cash advance | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Balance transfer | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Foreign transaction | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Penalty fees | ||
| Late payment | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Returned payment | — | |
| Other fees | ||
| Monthly Membership Fee | $10, Your account has a Monthly Membership Fee that will be billed to your account each month as a charge, whether or not you use your account, and applied against your available credit like other charges. The Monthly Membership Fee amount is listed in the FeeConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Over limit | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Purchase transaction | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |
| Balance transfer terms | NoConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | Website |