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Banking RegistryReal data. Clear answers.Data as of Oct 14, 2026
Team One Credit UnionVISA PlatinumRegistry illustration · issuer artwork unavailable

VISA PlatinumTeam One Credit Union · state credit union, MI · NCUA 62141

CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
Purchase APR
—
Balance transfer
variable
Cash advance APR
—
Annual fee
—
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfersfrom 8.90% variableTEAM ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“*APR = Annual Percentage Rate. Rates as low as 8.9% APR are available for qualified applicants and are based on creditworthiness. Not all applicants will qualify for the lowest rate. Balance transfers must be made to a Team One Visa® Platinum Credit Card. No balance transfer fee applies to eligible transfers; standard account terms apply. Rates are variable and subject to change at any time witho…”TEAM ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee—no source read
Transaction fees
Cash advance—no source read
Balance transfer$0, *APR = Annual Percentage Rate. Rates as low as 8.9% APR are available for qualified applicants and are based on creditworthiness. Not all applicants will qualify for the lowest rate. Balance transfers must be made to a Team One Visa® Platinum Credit Card. No balance transfer fee applies to eligible transfers; standard account terms apply. Rates are variable and subject to change at any time without notice. Credit approval required. Offer subject to change or end at any time. Visa is a registered trademark of Visa International Service Association.TEAM ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“*APR = Annual Percentage Rate. Rates as low as 8.9% APR are available for qualified applicants and are based on creditworthiness. Not all applicants will qualify for the lowest rate. Balance transfers must be made to a Team One Visa® Platinum Credit Card. No balance transfer fee applies to eligible transfers; standard account terms apply. Rates are variable and subject to change at any time witho…”TEAM ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
APR qualificationsBalance transfer · Regular*APR = Annual Percentage Rate. Rates as low as 8.9% APR are available for qualified applicants and are based on creditworthiness. Not all applicants will qualify for the lowest rate. Balance transfers must be made to a Team One Visa® Platinum Credit Card. No balance transfer fee applies to eligible transfers; standard account terms apply. Rates are variable and subject to change at any time without notice. Credit approval required. Offer subject to change or end at any time. Visa is a registered trademark of Visa International Service Association.TEAM ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“*APR = Annual Percentage Rate. Rates as low as 8.9% APR are available for qualified applicants and are based on creditworthiness. Not all applicants will qualify for the lowest rate. Balance transfers must be made to a Team One Visa® Platinum Credit Card. No balance transfer fee applies to eligible transfers; standard account terms apply. Rates are variable and subject to change at any time witho…”TEAM ONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website