The Adirondack Trust CompanyBusiness Visa Credit CardRegistry illustration · issuer artwork unavailable

Business Visa Credit CardThe Adirondack Trust Company · SM bank, NY · FDIC 660

CurrentLast observed Oct 3, 2026Source date Oct 3, 2026Official issuerCredit card · Business · Visa

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Purchase APR

—

Balance transfer

—

Cash advance APR

—

Annual fee

Not disclosed

Foreign fee

—

Grace period

Not disclosed

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	Not disclosed	no source read
Annual fee	Not disclosedThe Adirondack Trust Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026	no source read	Website
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

The Adirondack Trust Company
Page Capture Oct 3, 2026 · Captured Oct 3, 2026
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The Adirondack Trust Company
Page Capture Oct 3, 2026 · Captured Oct 3, 2026 · record official-issuer:page:url:cd1a08dd29b9877aea5f6552c32e5566ba9268c4ad639d41c1327b7fe1f7f8a6
“Improve your cash flow, track business-related expenses and enjoy plenty of other benefits, such as a year-end summary report that shows total spending for the year by each type of business category and cardholder.”
Additional source detail; structured values remain unknown. The source describes cash-flow and expense-management benefits, without numeric rates, fees or rewards.
Read exact source ↗
The Adirondack Trust Company
Page Capture Oct 3, 2026 · Captured Oct 3, 2026 · record official-issuer:page:url:cd1a08dd29b9877aea5f6552c32e5566ba9268c4ad639d41c1327b7fe1f7f8a6
“Contact us”
Additional source detail; structured values remain unknown. The page provides a contact route; it does not establish an online card application or numeric eligibility conditions.
Read exact source ↗
The Adirondack Trust Company
Page Capture Oct 3, 2026 · Captured Oct 3, 2026 · record official-issuer:page:url:cd1a08dd29b9877aea5f6552c32e5566ba9268c4ad639d41c1327b7fe1f7f8a6
“Track business-related expenses”
Additional source detail; structured values remain unknown. Expense tracking is an unquantified card feature.
Read exact source ↗
The Adirondack Trust Company
Page Capture Oct 3, 2026 · Captured Oct 3, 2026 · record official-issuer:page:url:cd1a08dd29b9877aea5f6552c32e5566ba9268c4ad639d41c1327b7fe1f7f8a6
“Get year-end summary reports that show total spending for year by each type of business category and cardholder”
Additional source detail; structured values remain unknown. Year-end reports summarize spending by business category and cardholder; they are not a reward or fee disclosure.
Read exact source ↗
The Adirondack Trust Company
Page Capture Oct 3, 2026 · Captured Oct 3, 2026 · record official-issuer:page:url:cd1a08dd29b9877aea5f6552c32e5566ba9268c4ad639d41c1327b7fe1f7f8a6
“Improve your cash flow, track business-related expenses and enjoy plenty of other benefits, such as a year-end summary report that shows total spending for the year by each type of business category and cardholder.”
Read exact source ↗
The Adirondack Trust Company
Page Capture Oct 3, 2026 · Captured Oct 3, 2026 · record official-issuer:page:url:cd1a08dd29b9877aea5f6552c32e5566ba9268c4ad639d41c1327b7fe1f7f8a6
“Business Visa”
Read exact source ↗

History

dates on sources or when they were captured

Oct 3, 2026: Annual fee, Balance transfer terms, Card terms

Offered through: The Adirondack Trust Company
Legal issuer: Not established by retained evidence
Regulator: FDIC certificate 660
Branches: 13 in NY
Sources: Official issuer · 0 documents · 0 pages cited

Documents

No republished document is bound to this product. See the sources above for the evidence behind these terms.

Business Visa Credit CardThe Adirondack Trust Company · SM bank, NY · FDIC 660

Rates and fees