The Citizens National Bank of SomersetRural Housing/ US Dept of Agriculture (USDA)Registry illustration · issuer artwork unavailable
Rural Housing/ US Dept of Agriculture (USDA)The Citizens National Bank of Somerset · N bank, KY · FDIC 2725
CurrentLast observed Oct 4, 2026Source date Oct 4, 2026Official issuerMortgage · Consumer
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| Loan amount | Not parsed | no source read | |
| Loan term | Not parsed | no source read | |
| Collateral | Not parsed | no source read | |
| Prepayment penalty | Not parsed | no source read | |
| Maximum loan to value | Not parsed | no source read | |
| Draw period | Not parsed | no source read | |
| Repayment period | Not parsed | no source read | |
| Rate floor | Not parsed | no source read | |
| Rate cap | Not parsed | no source read | |
| APR | — | no source read | |
| Fees | — | no source read | |
| Access to fundsRural Housing/ US Dept of Agriculture (USDA) Guaranteed by Rural Housing Services (RHS) Home must be located in a rural area as defined by RHS No down payment if the property appraises for the sales price or greater Seller can pay up to 6% of closing cost and pre-paid if stated in contract KHC DAP applicable Upfront & monthly mortgage insurance Minimum 620 credit score | WithheldThe Citizens National Bank of Somerset · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | “Rural Housing/ US Dept of Agriculture (USDA)”The Citizens National Bank of Somerset · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |