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Banking RegistryReal data. Clear answers.Data as of Oct 3, 2026
Banking RegistryReal data. Clear answers.
The Shelby County State BankComplete Rewards Visa Signature CardRegistry illustration · issuer artwork unavailable

Complete Rewards Visa Signature CardThe Shelby County State Bank · NM bank, IA · FDIC 1553

CurrentLast observed Oct 3, 2026Source date Oct 3, 2026Official issuerCredit card · Consumer · Visa
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Purchase APR
—
Balance transfer
—
Cash advance APR
—
Annual fee
No annual fee
a year
Foreign fee
—
Grace period
Not disclosed

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfers—no source read
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchasesNot disclosedno source read
Annual feeNo annual feeThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“No annual fee”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer5% of the amount, minimum $10, of 5% (minimum $10) applies to each balance transfer you make.The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“of 5% (minimum $10) applies to each balance transfer you make.”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
Signup bonuspoints award15,000 points. Spend $500 on eligible purchases. Qualify within 3 billing cycles after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. Earn 15,000 bonus pointsThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“Earn 15,000 bonus points”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Signup source conditions ($150 equivalent) when you spend $500 in the first 3 billing cycles after the account is opened.The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“($150 equivalent) when you spend $500 in the first 3 billing cycles after the account is opened.”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Signup source conditionsMust apply here for this offer. Offers vary elsewhere.*The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“Must apply here for this offer. Offers vary elsewhere.*”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Signup source conditions*Offers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“*Offers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
FuelNot disclosed2 points per $1. See source conditions for eligible purchases.The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“2x points per $1 spent”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Other purchasesNot disclosed1 point per $1. See source conditions for eligible purchases.The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“1x point per $1 spent”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Streaming servicesNot disclosed3 points per $1. See source conditions for eligible purchases.The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“3x points per $1 spent”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
TravelNot disclosed5 points per $1. See source conditions for eligible purchases.The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“5x points per $1 spent”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards conditionsFuelPoint posting timing is not disclosed. Point expiration is not disclosed. Redemption options: Cash back, Gift cards, Travel, Merchandise. 2x points per $1 spentThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“2x points per $1 spent”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsFuel on fuel purchasesThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“on fuel purchases”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsFuel Redeem rewards your way — cash back, gift cards, travel, or merchandiseThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“Redeem rewards your way — cash back, gift cards, travel, or merchandise”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsFuelSee the Rewards Terms and Conditions in the Summary of Credit Terms link for each rewards card product above for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“See the Rewards Terms and Conditions in the Summary of Credit Terms link for each rewards card product above for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards conditionsOther purchasesPoint posting timing is not disclosed. Point expiration is not disclosed. Redemption options: Cash back, Gift cards, Travel, Merchandise. 1x point per $1 spentThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“1x point per $1 spent”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsOther purchases on all other purchasesThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“on all other purchases”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsOther purchases Redeem rewards your way — cash back, gift cards, travel, or merchandiseThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“Redeem rewards your way — cash back, gift cards, travel, or merchandise”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsOther purchasesSee the Rewards Terms and Conditions in the Summary of Credit Terms link for each rewards card product above for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“See the Rewards Terms and Conditions in the Summary of Credit Terms link for each rewards card product above for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards conditionsStreaming servicesPoint posting timing is not disclosed. Point expiration is not disclosed. Redemption options: Cash back, Gift cards, Travel, Merchandise. 3x points per $1 spentThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“3x points per $1 spent”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsStreaming services on streaming servicesThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“on streaming services”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsStreaming services Redeem rewards your way — cash back, gift cards, travel, or merchandiseThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“Redeem rewards your way — cash back, gift cards, travel, or merchandise”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsStreaming servicesSee the Rewards Terms and Conditions in the Summary of Credit Terms link for each rewards card product above for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“See the Rewards Terms and Conditions in the Summary of Credit Terms link for each rewards card product above for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards conditionsTravelPoint posting timing is not disclosed. Point expiration is not disclosed. Redemption options: Cash back, Gift cards, Travel, Merchandise. 5x points per $1 spentThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“5x points per $1 spent”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsTravel on travel purchasesThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“on travel purchases”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsTravel Redeem rewards your way — cash back, gift cards, travel, or merchandiseThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“Redeem rewards your way — cash back, gift cards, travel, or merchandise”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsTravelSee the Rewards Terms and Conditions in the Summary of Credit Terms link for each rewards card product above for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“See the Rewards Terms and Conditions in the Summary of Credit Terms link for each rewards card product above for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website