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Banking RegistryReal data. Clear answers.Data as of Oct 15, 2026
Banking RegistryReal data. Clear answers.
Verve, A Credit UnionVerve Premier Mastercard®Registry illustration · issuer artwork unavailable

Verve Premier Mastercard®Verve, A Credit Union · state credit union, IL · NCUA 66777

CurrentLast observed Oct 15, 2026Source date Oct 15, 2026Official issuerCredit card · Consumer · MastercardNetwork stated on issuer website
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Purchase APR
11.90%–20.90%
variable
Balance transfer
0% for 12 billing cycles
then 11.90%–20.90%
Cash advance APR
—
Annual fee
0% Introductory APR on all purchases and balance transfers for 12 billing cycles from the date of account opening. A Balance Transfer fee of 3.00% of the amount of each transfer or $5.00, whichever is greater will apply. After that, as of October 1, 2026, your Standard APR will be 11.90% to 20.90% depending on your credit history. This APR will vary with the market based on the Prime Rate. No annual fee. Consult a Verve team member for an application and rules.
a year
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchasesintroductory rate first
Introductory, 12 billing cycles0%VERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“0% Introductory APR on all purchases and balance transfers for 12 billing cycles from the date of account opening. A Balance Transfer fee of 3.00% of the amount of each transfer or $5.00, whichever is greater will apply. After that, as of October 1, 2026, your Standard APR will be 11.90% to 20.90% depending on your credit history. This APR will vary with the market based on the Prime Rate. No ann…”VERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
11.90%–20.90% variableVERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“0% Introductory APR on all purchases and balance transfers for 12 billing cycles from the date of account opening. A Balance Transfer fee of 3.00% of the amount of each transfer or $5.00, whichever is greater will apply. After that, as of October 1, 2026, your Standard APR will be 11.90% to 20.90% depending on your credit history. This APR will vary with the market based on the Prime Rate. No ann…”VERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
APR for balance transfersintroductory rate first
Introductory, 12 billing cycles0%VERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“0% Introductory APR on all purchases and balance transfers for 12 billing cycles from the date of account opening. A Balance Transfer fee of 3.00% of the amount of each transfer or $5.00, whichever is greater will apply. After that, as of October 1, 2026, your Standard APR will be 11.90% to 20.90% depending on your credit history. This APR will vary with the market based on the Prime Rate. No ann…”VERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
After11.90%–20.90% variableVERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“0% Introductory APR on all purchases and balance transfers for 12 billing cycles from the date of account opening. A Balance Transfer fee of 3.00% of the amount of each transfer or $5.00, whichever is greater will apply. After that, as of October 1, 2026, your Standard APR will be 11.90% to 20.90% depending on your credit history. This APR will vary with the market based on the Prime Rate. No ann…”VERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee0% Introductory APR on all purchases and balance transfers for 12 billing cycles from the date of account opening. A Balance Transfer fee of 3.00% of the amount of each transfer or $5.00, whichever is greater will apply. After that, as of October 1, 2026, your Standard APR will be 11.90% to 20.90% depending on your credit history. This APR will vary with the market based on the Prime Rate. No annual fee. Consult a Verve team member for an application and rules.VERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“0% Introductory APR on all purchases and balance transfers for 12 billing cycles from the date of account opening. A Balance Transfer fee of 3.00% of the amount of each transfer or $5.00, whichever is greater will apply. After that, as of October 1, 2026, your Standard APR will be 11.90% to 20.90% depending on your credit history. This APR will vary with the market based on the Prime Rate. No ann…”VERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer3% of the amount, minimum $5, 0% Introductory APR on all purchases and balance transfers for 12 billing cycles from the date of account opening. A Balance Transfer fee of 3.00% of the amount of each transfer or $5.00, whichever is greater will apply. After that, as of October 1, 2026, your Standard APR will be 11.90% to 20.90% depending on your credit history. This APR will vary with the market based on the Prime Rate. No annual fee. Consult a Verve team member for an application and rules.VERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“0% Introductory APR on all purchases and balance transfers for 12 billing cycles from the date of account opening. A Balance Transfer fee of 3.00% of the amount of each transfer or $5.00, whichever is greater will apply. After that, as of October 1, 2026, your Standard APR will be 11.90% to 20.90% depending on your credit history. This APR will vary with the market based on the Prime Rate. No ann…”VERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
APR qualificationsBalance transfer · Introductory; Balance transfer · Regular; Purchase · Introductory; Purchase · Regular0% Introductory APR on all purchases and balance transfers for 12 billing cycles from the date of account opening. A Balance Transfer fee of 3.00% of the amount of each transfer or $5.00, whichever is greater will apply. After that, as of October 1, 2026, your Standard APR will be 11.90% to 20.90% depending on your credit history. This APR will vary with the market based on the Prime Rate. No annual fee. Consult a Verve team member for an application and rules.VERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“0% Introductory APR on all purchases and balance transfers for 12 billing cycles from the date of account opening. A Balance Transfer fee of 3.00% of the amount of each transfer or $5.00, whichever is greater will apply. After that, as of October 1, 2026, your Standard APR will be 11.90% to 20.90% depending on your credit history. This APR will vary with the market based on the Prime Rate. No ann…”VERVE, A CREDIT UNION · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website