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Fulton Bank

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee—
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
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Opening conditions Subject to credit approval. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. Fulton Bank is not affiliated with Elan Financial Services or Visa Inc. Deposit and credit products are offered by Fulton Bank. Fulton Bank, National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026Website
Cash back5% cash back. Payment timing is not disclosed. 5% Cash Back on travel booked directly in the Rewards Center when you use your card.Fulton Bank, National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026Website
Cashback qualificationsCash back You will earn 5% cash back per dollar spent on eligible Net Purchases for prepaid airfare, car rental, attractions and hotel reservations booked directly in the Rewards Center using your Business Zero+ Card. Net Purchases are Purchases minus credits and returns. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card. Cash back minimum redemption amounts and redemption values may vary and are subject to change without notice. Cash rewards expire 5 years from when they are earned. Refer to your Program Rules for full details. Fulton Bank, National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026Website
Recurring statement credit · annual rewards center credit$50 statement credit. Qualifying purchase threshold: $5,000. See source conditions. Per 12-month period. See source conditions for the period's start date. Allow 1–2 statement billing cycles for payment. An automatic statement credit of $50 per card per 12-month period will be applied to your Business Zero+ Account within 1-2 statement billing cycles following $5,000 in travel purchased through the Rewards Center with each eligible card, if the Account is in good standing (not past due or overlimit). This $50 statement credit benefit is available for each card that is issued and makes the required purchases. We reserve the right to adjust or reverse any portion or all of any credit for unauthorized purchases or transaction credits. Fulton Bank, National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026Website