Fulton BankVisa Business Zero+Registry illustration · issuer artwork unavailable
Visa Business Zero+Fulton Bank · N bank, DE · FDIC 7551
CurrentLast observed Aug 26, 2026Official issuerCredit card · Business · VisaNetwork stated on issuer website
Purchase APR
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Balance transfer
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Cash advance APR
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Annual fee
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | — | no source read | |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Opening conditions | Subject to credit approval. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. Fulton Bank is not affiliated with Elan Financial Services or Visa Inc. Deposit and credit products are offered by Fulton Bank. Fulton Bank, National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | “Subject to credit approval. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. Fulton Bank is not affiliated with Elan Financial Services or Visa Inc. Deposit and credit products are offered by Fulton Bank.”Fulton Bank, National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| Cash back | 5% cash back. Payment timing is not disclosed. 5% Cash Back on travel booked directly in the Rewards Center when you use your card.Fulton Bank, National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | “5% Cash Back on travel booked directly in the Rewards Center when you use your card.”Fulton Bank, National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| Cashback qualificationsCash back | You will earn 5% cash back per dollar spent on eligible Net Purchases for prepaid airfare, car rental, attractions and hotel reservations booked directly in the Rewards Center using your Business Zero+ Card. Net Purchases are Purchases minus credits and returns. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card. Cash back minimum redemption amounts and redemption values may vary and are subject to change without notice. Cash rewards expire 5 years from when they are earned. Refer to your Program Rules for full details. Fulton Bank, National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | “You will earn 5% cash back per dollar spent on eligible Net Purchases for prepaid airfare, car rental, attractions and hotel reservations booked directly in the Rewards Center using your Business Zero+ Card. Net Purchases are Purchases minus credits and returns. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited…”Fulton Bank, National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| Recurring statement credit · annual rewards center credit | $50 statement credit. Qualifying purchase threshold: $5,000. See source conditions. Per 12-month period. See source conditions for the period's start date. Allow 1–2 statement billing cycles for payment. An automatic statement credit of $50 per card per 12-month period will be applied to your Business Zero+ Account within 1-2 statement billing cycles following $5,000 in travel purchased through the Rewards Center with each eligible card, if the Account is in good standing (not past due or overlimit). This $50 statement credit benefit is available for each card that is issued and makes the required purchases. We reserve the right to adjust or reverse any portion or all of any credit for unauthorized purchases or transaction credits. Fulton Bank, National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | “An automatic statement credit of $50 per card per 12-month period will be applied to your Business Zero+ Account within 1-2 statement billing cycles following $5,000 in travel purchased through the Rewards Center with each eligible card, if the Account is in good standing (not past due or overlimit). This $50 statement credit benefit is available for each card that is issued and makes the require…”Fulton Bank, National Association · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |