Side-by-side review
Compare terms without losing the source.
Add cards by their address. Each column is the same disclosure the product page shows, in the same order, with the same links to the document each value was read from.
Hanmi Bank
| Term | Value | Source |
|---|---|---|
| APR for purchasesintroductory rate first | 0%Hanmi Bank · Page Capture Oct 16, 2026 · Captured Oct 16, 2026 | Website |
| APR for balance transfersintroductory rate first | 0%Hanmi Bank · Page Capture Oct 16, 2026 · Captured Oct 16, 2026 | Website |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | — | |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsBalance transfer · Introductory; Purchase · Introductory | 구매 및 밸런스 이체 (Balance Transfer) 최대 18회 청구주기(billing cycle) 동안 0% APR 제공Hanmi Bank · Page Capture Oct 16, 2026 · Captured Oct 16, 2026 | Website |
| Cash back | 5% cash back. Payment timing is not disclosed. 리워드 센터에서 카드로 예약한 여행 (선불 항공권, 관광지, 렌터카, 호텔 등) 결제 시 5% 캐시백Hanmi Bank · Page Capture Oct 16, 2026 · Captured Oct 16, 2026 | Website |
| Recurring statement credit · annual travel credit | $50 statement credit. Qualifying purchase threshold: $5,000. See source conditions. Per 12-month period. See source conditions for the period's start date. Payment timing is not disclosed. •연간 $50 스테이트먼트 크레딧 제공. 계좌 소유자 및 직원 카드는 리워드 센터에서 $5,000 이상 집계(Booking)될 경우 해당 크레딧을 받을 수 있음 Hanmi Bank · Page Capture Oct 16, 2026 · Captured Oct 16, 2026 | Website |