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Wells Fargo
| Term | Value | Source |
|---|---|---|
| APR for purchasesintroductory rate first | ||
| Introductory | NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Great credit | median 28.49%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Good credit | median 28.49%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Poor credit | median 28.49%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| All applicants | Not disclosedWells Fargo Bank, National Association · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 21 |
| APR for balance transfers | Not disclosedWells Fargo Bank, National Association · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 21 |
| APR for cash advances | 28.49% variableConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Rate mechanics · Balance transfer | 11.74%–21.74% | — |
| Rate mechanics · Purchase | 11.74%–21.74% | — |
| Paying interestgrace period on new purchases | 25 days from the close of each billing cycle | — |
| Minimum interest charge | $1 | — |
| How we calculate your balance | Average daily balance including new purchases | — |
| Annual fee | — | |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | up to $40 — How we will calculate your late payment feesWells Fargo Bank, National Association · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 21 |
| Returned payment | — | |
| Installment-plan feesfees attached to a converted plan | $0, for installment plans, Monthly fee of $0 for eligible Expedia transactions.Wells Fargo Bank, National Association · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 21 |
| Other fees | ||
| None disclosed | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Over limit | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |
| Purchase transaction | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Sep 6, 2026 | Website |