VISA SIGNATUREChristian Financial Credit Union · state credit union, MI · NCUA 63805
CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | NoneCHRISTIAN FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “None”CHRISTIAN FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | $0, Yes, you can transfer balances from other credit cards to a CFCU credit card. Unlike many other financial institutions, there is no fee to do a balance transfer with Christian Financial.CHRISTIAN FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Yes, you can transfer balances from other credit cards to a CFCU credit card. Unlike many other financial institutions, there is no fee to do a balance transfer with Christian Financial.”CHRISTIAN FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Cash back | 1% cash back. Payment timing is not disclosed. 1.00% Cash Back on all purchases plus bonus Cash Back offers throughout the year.CHRISTIAN FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “1.00% Cash Back on all purchases plus bonus Cash Back offers throughout the year.”CHRISTIAN FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash signup bonus | $100 cash award. After $2,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. Earn $100 in Cash Back rewards when you spend $2,000 in the first 90 days.CHRISTIAN FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn $100 in Cash Back rewards when you spend $2,000 in the first 90 days.”CHRISTIAN FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash signup bonus | APR = Annual Percentage Rate. Rates based on credit history and subject to change without notice. Rates shown are lowest available. In order to be eligible for Over Limit Coverage, you must opt-in. **Applies to purchases only, not cash advances. New Signature card offers apply to brand new accounts only. Upgrades from a Platinum card are not eligible for new card offers.CHRISTIAN FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “APR = Annual Percentage Rate. Rates based on credit history and subject to change without notice. Rates shown are lowest available. In order to be eligible for Over Limit Coverage, you must opt-in. **Applies to purchases only, not cash advances. New Signature card offers apply to brand new accounts only. Upgrades from a Platinum card are not eligible for new card offers.”CHRISTIAN FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |