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Banking RegistryReal data. Clear answers.Data as of Oct 15, 2026
Banking RegistryReal data. Clear answers.
Artwork source · Peak Credit Union ↗

Platinum Rewards VISAPeak Credit Union · state credit union, OR · NCUA 68271

CurrentLast observed Oct 15, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
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Purchase APR
13.50%
variable
Balance transfer
10.50%
variable
Cash advance APR
16.50%
variable
Annual fee
—
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchasesintroductory rate first
Introductory, 180 days1.90%PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“1.90% on purchases for the first 180 days*”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
13.50% variablePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“13.50% APR Variable”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfers10.50% variablePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“10.50% APR Variable”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances16.50% variablePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“16.50% APR Variable”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee—no source read
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
APR qualificationsBalance transfer · Regular10.50% APR VariablePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“10.50% APR Variable”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsCash advance · Regular16.50% APR VariablePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“16.50% APR Variable”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsPurchase · IntroductoryThe fixed introductory rate applies to new purchases posted to a new consumer Visa® credit card account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates. The fixed introductory rate does not apply to the Share Secured Visa Credit Card. Please review the terms and conditions of the account for details.PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“The fixed introductory rate applies to new purchases posted to a new consumer Visa® credit card account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates. The fixed introductory rate does not apply to the Share Secured Visa Credit Card. Please review the terms and conditions of the …”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsPurchase · Regular13.50% APR VariablePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“13.50% APR Variable”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Purchase rewardsNot disclosed1.5 points per $1. See source conditions for eligible purchases.PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Purchase rewardsNot disclosed1.5 points per $1. See source conditions for eligible purchases.PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Purchase rewardsNot disclosed1.5 points per $1. See source conditions for eligible purchases.PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“You will earn 1.5 points for every $1 spent on your Peak Visa Platinum Rewards card”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
PurchasesNot disclosed1.5 points per $1. See source conditions for eligible purchases.PEAK · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.”PEAK · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.Not disclosed1.5 points per $1. See source conditions for eligible purchases.PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsPurchase rewards; If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsPurchase rewards; PurchasesPoint posting timing is not disclosed. Point expiration is not disclosed. Redemption options: airline miles, gift cards. If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsPurchase rewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Redemption options: air travel, merchandise, gift cards, experiences, charitable donations, event tickets. You will earn 1.5 points for every $1 spent on your Peak Visa Platinum Rewards cardPEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“You will earn 1.5 points for every $1 spent on your Peak Visa Platinum Rewards card”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsPurchase rewardsYou can redeem your points for rewards including:PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“You can redeem your points for rewards including:”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsPurchase rewardsTravel on any airline with no black-out datesPEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Travel on any airline with no black-out dates”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsPurchase rewardsMerchandise from brands including Apple, Dyson, LG and morePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Merchandise from brands including Apple, Dyson, LG and more”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsPurchase rewardsGift cards to businesses including Regal Cinemas, Macy's and morePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Gift cards to businesses including Regal Cinemas, Macy's and more”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsPurchase rewardsUnique experiencesPEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Unique experiences”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsPurchase rewardsCharitable donationsPEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Charitable donations”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsPurchase rewardsEvent ticketsPEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Event tickets”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website