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Banking RegistryReal data. Clear answers.Data as of Oct 4, 2026
Banking RegistryReal data. Clear answers.
Washington Trust BankVisa Platinum Credit CardRegistry illustration · issuer artwork unavailable

Visa Platinum Credit CardWashington Trust Bank · NM bank, ID · FDIC 1281

CurrentLast observed Oct 4, 2026Source date Oct 4, 2026Official issuerCredit card · Consumer · VisaFiled as “Washington Trust Bank Visa Platinum Credit Card”
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Purchase APR
—
Balance transfer
—
Cash advance APR
—
Annual fee
There is no annual fee for either the Visa Signature or Platinum cards. For important information about fees, see the
a year
Foreign fee
—
Grace period
Not disclosed

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfers—no source read
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchasesNot disclosedno source read
Annual feeThere is no annual fee for either the Visa Signature or Platinum cards. For important information about fees, see theWashington Trust Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026“There is no annual fee for either the Visa Signature or Platinum cards. For important information about fees, see the”Washington Trust Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
Cash back1.50% cash back. Payment timing is not disclosed. Take the money and fun. Earn unlimited 1.5% cash back for every $1 in qualifying net purchases made with your Washington Trust Bank personal credit card.Washington Trust Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026“Take the money and fun. Earn unlimited 1.5% cash back for every $1 in qualifying net purchases made with your Washington Trust Bank personal credit card.”Washington Trust Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website
Cashback qualificationsCash back5. You will earn rewards based on your qualifying net purchases (purchases minus returns and/or other related credits) with no earnings cap. You will earn rewards as long as your account is in good standing (that is, not closed, cancelled, blocked, delinquent, suspended or otherwise inactive and not available for use). You do not earn rewards on fees, finance charges, or fraudulent or unauthorized charges. Credits (returns) to your account will reduce the rewards available in your rewards account. For more information see Washington Trust Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026“5. You will earn rewards based on your qualifying net purchases (purchases minus returns and/or other related credits) with no earnings cap. You will earn rewards as long as your account is in good standing (that is, not closed, cancelled, blocked, delinquent, suspended or otherwise inactive and not available for use). You do not earn rewards on fees, finance charges, or fraudulent or unauthorize…”Washington Trust Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website